How do I lower my debt to income ratio?

[Anonymous]

Good evening, All

Wanted to know how to reduce my debt from 54% to 50%

[Anonymous]

Pay some of your debt.

[Anonymous]

Or get a raise.

[Anonymous]

Hello,

Get a copy of your credit report and do the math.  See what you can pay down to lower your percentage.  Maybe a little payment on everything might do the trick. MG

[Anonymous]

Ok ya'll that was kinda obvious.  But how would one know where to start and figure out what would really make a difference?

[MidnightVoice]

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myhearts07 wrote:

Ok ya'll that was kinda obvious.  But how would one know where to start and figure out what would really make a difference?

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I am not sure there is much sublety that can be applied to DTI.  Either I has to go up or D has to go down.  If it is for a mortgage, I assume they prefer D to be installment not CC, and preferably established installment not new installment

[Anonymous]

Alright.  Thanks