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How long do I have to wait after the escrow is closed

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brindle26
Regular Contributor

How long do I have to wait after the escrow is closed

to make some credit purchases for our new home?

Message 1 of 5
4 REPLIES 4
Lemmus
Established Contributor

Re: How long do I have to wait after the escrow is closed

...if you have the keys, you're good to go ...hth


Helpful Links: Do I Qualify? | Mortgage Calculator | USDA Mortgages | Opt Out | FICO Versions
Last HP: 11/04/15 | myFico 3B Jun 10 '15:FICO8 EQ - 752 | TU - 763 | EX - 750
Message 2 of 5
brindle26
Regular Contributor

Re: How long do I have to wait after the escrow is closed

After its recorded and we have the keys there will be no more soft pulls?

Message 3 of 5
Lemmus
Established Contributor

Re: How long do I have to wait after the escrow is closed

..once you have the keys it no longer matters ...the mortgage lender is out of your credit life (unless you don't make a payment) ...then its back to playing the cc game and Fico 8 scoring ...the chains are off ...hth


Helpful Links: Do I Qualify? | Mortgage Calculator | USDA Mortgages | Opt Out | FICO Versions
Last HP: 11/04/15 | myFico 3B Jun 10 '15:FICO8 EQ - 752 | TU - 763 | EX - 750
Message 4 of 5
brindle26
Regular Contributor

Re: How long do I have to wait after the escrow is closed

Thank you for the info.

Message 5 of 5
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