No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
How long does it take to get a response from an online pre approval request? I know i am a bit anxious, but I applied Wednesday at 10am with Wells Fargo. I applied for PNC on Thursday. I just want to know so I can stop worrying!
@Chbraswell wrote:How long does it take to get a response from an online pre approval request? I know i am a bit anxious, but I applied Wednesday at 10am with Wells Fargo. I applied for PNC on Thursday. I just want to know so I can stop worrying!
First I would stop applying, by you applying with more then one company can cause your application to be delayed. If you wanted a quick idea then you should have applied in person. A little patience goes a long way........
MY LO did mine while I was on the phone chatting with him. He just ran my credit, did debt to income and asked a few questions. It did the trick, them me emailed me a pre qual letter.
How would it slow down the process if I applied with two separate companies?
I probably should have done it over the phone, but she asked me to do it online. She did let me know that she is finishing up some files and would start mine early next week.
@Ron6262 wrote:MY LO did mine while I was on the phone chatting with him. He just ran my credit, did debt to income and asked a few questions. It did the trick, them me emailed me a pre qual letter.
Pre qualify is not the same as pre approved. Pre qualify can be done with a phone call and a few questions. Pre approval requires actual verification of the questions as well as credit checks.