How long until my mortgage reports?

[Booner72]

Hi ams & wwinter. 

Yep, I'da been happy no matter what since I'm in the new house, have the xmas tree up, feeling like Suzy Homemaker. 

[luvsandyshores]

Booner, mine reported the same day as yours.  It went down 5 points, but I think that's because my CC util was higher this month.   My house needed Christmas decorations!!

[Booner72]

Congrats, Luvs.  My cc balances are up, too.  I was FINALLY able to get a SW report and I have come to the conclusion that I was rebucketed to "Those With A Mortgage."

The sim says I can get to 705 by paying down in just one month whereas before I couldn't get higher than 650/660 (per the sim).  This is such motivation to not carry credit card balances!

Congrats on your first xmas in your home!