Hi ams & wwinter.
Yep, I'da been happy no matter what since I'm in the new house, have the xmas tree up, feeling like Suzy Homemaker.
Booner, mine reported the same day as yours. It went down 5 points, but I think that's because my CC util was higher this month. My house needed Christmas decorations!!
Congrats, Luvs. My cc balances are up, too. I was FINALLY able to get a SW report and I have come to the conclusion that I was rebucketed to "Those With A Mortgage."
The sim says I can get to 705 by paying down in just one month whereas before I couldn't get higher than 650/660 (per the sim). This is such motivation to not carry credit card balances!
Congrats on your first xmas in your home!