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How much did you qualify for

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Established Contributor

Re: How much did you qualify for

Community property state here (AZ), me: 680 mid mtg and spouse is 666 so they used the 666.  $279,550 includes the 2.4% VA funding fee- 3.5% (not locked yet, hoping for better) and P&I is at $1,445 (low property taxes about 1500-1700), asked for 320k

" EX 698 EQ 701 TU 707 MMS 705"
Message 11 of 15
Established Contributor

Re: How much did you qualify for

^^ doesn't really answer the question about income and approval amount. 

Message 12 of 15
Moderator Emeritus

Re: How much did you qualify for

Declared 130K income (wasn't counting my part-time gig, just my main job sans bonuses at the league).

 

20% down (had 250K in near liquid assets) on a SFH, which are the other things when it comes to amount you can go shopping for, Chase gave me an initial number of 1.1M for a SFH Cat Tongue

 

On the flipside if I'd done that I wouldn't be back in school now so I guess it works out.  Next door neighbor's place sold 2 months ago for 380, or 35K above what I paid for mine, so the plan is still intact.

 

 




        
Message 13 of 15
Established Contributor

Re: How much did you qualify for


@gsully00 wrote:

Community property state here (AZ), me: 680 mid mtg and spouse is 666 so they used the 666.  $279,550 includes the 2.4% VA funding fee- 3.5% (not locked yet, hoping for better) and P&I is at $1,445 (low property taxes about 1500-1700), asked for 320k


Forgot to add income of 110k- 320k approved for

" EX 698 EQ 701 TU 707 MMS 705"
Message 14 of 15
Regular Contributor

Re: How much did you qualify for

80k year - husbands income alone
-Although I have income, it didn't count because I'm a stay at home mom.

Pre-qualed for 300k with a contingency of paying off our car (less than $2500 left on it).

But offered 285k on the house and didn't need to pay the car.
Score Mid 669
Rate 4% (used 0% down payment)
Payments will be $1900 (with PMI of $190) $150 more than our current rent is

NJ


Starting score May 2015 500's across the boards
Now - 610 EQ 598 TU 597 EX
Message 15 of 15
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