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Hi,
Here are my details -
Credit = ~760 FAKO, Clean report
Income = $160K Gross
Source of income = Employed - W-2'd
Monthly debt payments = $1200 in Credit Cards PIF
Employment = Full time (4.5 years)
Assets/Reserves = 90K in savings, 74K in 401K, 120K in investment account.
Property = SFH, Townhome, condo.
Value = Not sure - I wan't to understand what is the maximum I can afford safely.
Occupancy = Primary residence
Transaction Type = purchase
There is a calculator on here where you can put in certain assumptions and then it will give you an idea.
If you put 20% down then $800k should be within reach even in a market that has really expensive property taxes. Really depends on how much you want to put down, and also how much property taxes & insurance are in your area (what area are you purchasing in?).
Looking to buy in and around the sf bay area.
Taxes here in California are relatively cheap... so $1,000,000 should be doable if you have 20% down. With 10% down probably looking at about maxing at $825k.