How to increase Fico 5,4,2 in two months

[Anonymous]

Any general strategies on how to boost FICO Score version 5,4,2?in two months ?
I’m already doing AZEO method with three ccs. I have a car loan, mortgage, and two Student loans in deferment. Thanks

[sueblue34]

Looking for the same advice...

[craigmac]

Do you have any credit cards with high balances? Getting your utilization under 10% is a sure way to increase your score quickly.

[Anonymous]

My utilization is very low. 2% on two zero on third card.Do I need another card? But lender said don’t open any new credit

[Anonymous]

Usually the only quick fixes are low utilization and removing baddies. Rest comes with planning and more time.

It seems you have 3 credit cards, and you have 2 posting higher than $0. Search the AZEO method (all zero except one) on this forum for more details, but here is the nutshell.

Only one card should post an amount. The rest report as $0. The card that reports is best if it is your card (not AU) and is not a store card. You need to let $5 - 8.9% post. Get it far enough under 8.9% so the interest doesn't make it go over.

No guarantee but this gets most people 5-10 points. I know you said you are practicing AZEO, but it seems you are practicing AZE2 and that is only possible with 7+ cards to get same benefit as AZEO.