I want to do a refinance... and am wondering how to pick a lender?
I believe that every application requires a Hard Credit Check - so it's not like I can go around filling out applications - and getting to know multiple lenders without my credit taking a hit.
Prime Lending - did my initial loan - before it was sold to US Bank. botique style - friendly people - smart guys
AmeriFisrt - got a good referral.
US Bank - current loan holder and servicer.
Aside from Rate -- what do lenders do to differentiate from each other?
Looking for a 200K loan, I have pretty good credit profile, making good income, debt is under control, no red flags - other than 1 late payment 12 months ago.
Any advice is appreciated - looking to apply and close within the next 30-60 days at the latest.
My ultimate goal is to get the lowest monthly payment possible.
Contact to many refinance lender in your area and compares
These things differentiate lenders from each other. Choose the best refinance mortgage lender which satisfied all your needs.