How will this affect my mortgage chances

[Rwil72]

I have a college degree in industry that I have worked in for the last 7 years. We wanted to apply for a mortgage in the spring, but I have just accepted an offer for another job in my industry that pays 12k more a year. Will this hurt my chances on getting a mortgage if I have only been

on my current job for a few months.

Secondly will they use the new salary in my DTI calculations?

And lastly, I will have 6 months left on my car loan at the time of applying. Will they exclude the car payment in my DTI calculations.

[NC_Mtg_Loaner]

No and yes.

[Rwil72]

Thank you,

[JVille]

Can you pay you car loan down to 3 months remaining?

[Rwil72]

Yes I could, I could pay it off. I also was trying to keep as much as possible for down payment.