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Everyone needs to read this. My LO will not let me go beyond 41%. Also my LO warned me starting October 15 with case numbers on or after October 15, they are cracking down on collections. This is coming from the government. I will get the details later.
All collections that collectively add to more than $2000 (excluding medical) and that would include your spouses debt, will be counted as a debt – a payment of 5% of the debt will be applied to each as a monthly payment.