So in case anyone has been following our journey.
We found a house way out f our price range, but got the sellers to come down to something we could afford, but then lost it to a cash buyer, who then decided not to take the house and let go of his contract, then it was offered back to us, and we got our certificate that said our number was actually $20,000 lower than we thought it would have been (ouch) so it was sold to the next offer ehhh
Now, even though I have been working on my credit, things keep coming out of nowhere ( even though I placed a freeze on my reports a month ago) so my husband is the only one who will be on the mortgage. THey said they will only use my income to figure out the monthly payments, but not change our main qualification number of $130,000.
We found a nice place after getting the certificate that is set to expire on April 6, 2012
Put an offer on it March 11 (Our 4 month anniversary)!
The offer was accepted on March 13
We have a signed contract today!
Our loan officer from the USDA said to wait to get the inspection, or anything till I got instructions from him probably next week.
I am so excited! Ya know I guess everyone is right and this is the one that was meant to be..Knocking on wood, no jinx, knocking on wood again!!!...lol
Thanks everyone!
