I am new to the game and really not the smartest when it comes to mortgages or financing. I just recently bought in July with an interest rate of 5.875 and FICO scores around 680. Is it possible to get that lowered this soon into a mortgage by refinancing? Is there any way to get a lower interest rate considering the everyday changing rates?
BTW, qualifited for the first time buyers credit and recieved it two weeks ago. Yeah me!
