After three months on a fizzled out short sale, we found a house we love and made an offer on a house November 15th and it was accepted. We were already pre-approved for our loan. We had been working with our loan officer for three months already on the other property.
We're supposed to close on or before the 17th according to our contract. The file is in underwriting. So far the only thing they've asked for is a 1040 from my fiance. We had already given her a copy of this months ago, but we provided a new one. Other than that we've not heard a peep from the underwriter.
Our loan officer says everything is fine, and our realtor called her and she told our realtor everything is moving along great and she's just waiting for the file to come out of underwriting. Inspection is done, appraisal is done (appraised for 36k more than we are financing), title paperwork was ordered last week, and we've put our insurance company in contact with our loan officer.
Maybe I'm just crazy for being nervous that we've not heard more from the underwriter!? LOL