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We are doing a refinance from a HELOC into a mortgage. We have been credit approved. We supplied our additional documents last week and are waiting on the underwriters to give us final approval. They have had our file since last Tueday. I called our LO today and he said that have requested final payoff.
I just want to hear the words that we have received final approval and can schedule our closing.
Does this sound like a good thing?
Just means they are working on it - so it is neither good news or bad news - good if you consider how backed up things are these days - at least you are at the top of the stack and being worked on -
Thank you!
Looks like we are making progress. When I checked this morning, our HELOC showed 0.00 available so our bank received the final payoff request.
This is tough because we are going through USAA and they are out of state. Our LO has answered the phone everytime that I have called. I just don't want to call too often. He did say that our documents that they requested were minor so I guess that is good news.
We got FINAL APPROVED today and close on Sept 2. I am so happy. We will do our closing at our house.