Judgement - Mortgage Question - Texas

[BarryNTexas]

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@VALoanMasterwrote:

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@BarryNTexaswrote:

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@VALoanMasterwrote:
Hi BarryNTexas,

What type of mortgage are you looking at, FHA, VA or conventional & is it for a refi or purchase?

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New purchase end of this year to upgrade home.  I will roll my current homes sell dollars into the mortgage once it's sold.  My current home was bought via homeowner finance and was never reported to my files.  I'd like to have a home purchase in my history before I retire in a few years.  The new home will be paid off in 5 years or less.  So type of mortgage is not important but having avoided paying the junk debt scoundrels is front of my mind.  Do you have a particular suggestion to accomplish my above goal? 

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There are a couple of options, just depends on your scores & how much you're putting down. 

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770's and will put 20% down.  By time that I apply I hope to be in 800's.  Have some loans to pay off.

[VALoanMaster]

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@BarryNTexaswrote:

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@VALoanMasterwrote:

---

@BarryNTexaswrote:

---

@VALoanMasterwrote:
Hi BarryNTexas,

What type of mortgage are you looking at, FHA, VA or conventional & is it for a refi or purchase?

---

New purchase end of this year to upgrade home.  I will roll my current homes sell dollars into the mortgage once it's sold.  My current home was bought via homeowner finance and was never reported to my files.  I'd like to have a home purchase in my history before I retire in a few years.  The new home will be paid off in 5 years or less.  So type of mortgage is not important but having avoided paying the junk debt scoundrels is front of my mind.  Do you have a particular suggestion to accomplish my above goal? 

---

There are a couple of options, just depends on your scores & how much you're putting down. 

---

770's and will put 20% down.  By time that I apply I hope to be in 800's.  Have some loans to pay off.

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Ok, with your scores & down payment I can go conventional with the open judgment.

[BarryNTexas]

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@VALoanMasterwrote:

---

@BarryNTexaswrote:

---

@VALoanMasterwrote:

---

@BarryNTexaswrote:

---

@VALoanMasterwrote:
Hi BarryNTexas,

What type of mortgage are you looking at, FHA, VA or conventional & is it for a refi or purchase?

---

New purchase end of this year to upgrade home.  I will roll my current homes sell dollars into the mortgage once it's sold.  My current home was bought via homeowner finance and was never reported to my files.  I'd like to have a home purchase in my history before I retire in a few years.  The new home will be paid off in 5 years or less.  So type of mortgage is not important but having avoided paying the junk debt scoundrels is front of my mind.  Do you have a particular suggestion to accomplish my above goal? 

---

There are a couple of options, just depends on your scores & how much you're putting down. 

---

770's and will put 20% down.  By time that I apply I hope to be in 800's.  Have some loans to pay off.

---

Ok, with your scores & down payment I can go conventional with the open judgment.

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In Texas?  Send me PM

[VALoanMaster]

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@BarryNTexas

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In Texas?  Send me PM

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Yes. PM sent.