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July 2016 Closers

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Anonymous
Not applicable

Re: July 2016 Closers

suppose to close on the 27th

  

Loan Amount:  $350,000

Location:  glen burnie, MD

Lender: CalAtlantic

 

home: 4bd 3.5 bath 2 car

 

waiting for apprasial and underwriter decision

 

final walk through is the 19th

 

 

 

Message 11 of 50
twoxcel98
New Member

Re: July 2016 Closers

I am closing on July 25!!! Contract was for the 15th lender delay then was to close July 22nd and lender stated they were at capacity. 

Message 12 of 50
Anonymous
Not applicable

Re: July 2016 Closers

Closing on 7/28 final walkthrough on 7/21 New Construction Build in Missouri City Texas (Suburb of Houston) Loan amount $414,022 Loan Type: Va Interest Rate: 3.25% 4 BR 3.5 Bath 3074 SFT Received final closing disclosures on Friday. Signed contract on Halloween last year and broke ground on 1/20 so its been a long journey but finally coming to an end. Regards, Calvink
Message 13 of 50
creditstalker
Frequent Contributor

Re: July 2016 Closers

Thats great news!  I'm moving in near Pearland, Texas  loan 200k  3.375% FHA -  Final Walk-through 7/21 and Closing on 7/25....does anyone know when I should expect my final closing disclosures?  The title company said on the day of closing, so how would I know the exact amount to bring to close or do I just go off of the loan estimate that I received on the first loan disclosures?  


@Anonymous wrote:
Closing on 7/28 final walkthrough on 7/21 New Construction Build in Missouri City Texas (Suburb of Houston) Loan amount $414,022 Loan Type: Va Interest Rate: 3.25% 4 BR 3.5 Bath 3074 SFT Received final closing disclosures on Friday. Signed contract on Halloween last year and broke ground on 1/20 so its been a long journey but finally coming to an end. Regards, Calvink

 

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

Message 14 of 50
Caitt
Regular Contributor

Re: July 2016 Closers

Waiting for USDA to approve my loan. It has been sent yesterday. But they are working on 7/11 files now.
Appraisal has been done. Inspection has been done. Tdd was 7/15. Impatiently waiting!
Message 15 of 50
Anonymous
Not applicable

Re: July 2016 Closers

By Law you have to sign the closing disclosures 3 business days prior to closing, so you will have them most likely 5 days or more before closing. The disclosure most likely will come from your lender. What builder are you using in Pearland? I am using NewMark Homes Houston. Calvink
Message 16 of 50
Anonymous
Not applicable

Re: July 2016 Closers

USDA gave final approval. Waiting on updated title commitment and clear to close.

We were supposed to close 7/11/16. We have had a few snags (newbie lending officer combined with our own issues). We are almost to the finish line.
Message 17 of 50
Anonymous
Not applicable

Re: July 2016 Closers

  • Purchase Price: $408,000
  • Location: Florida
  • Property Type: New Construction
  • Type of Loan: VA Construction/Perm (they do exist)
  • Loan Rate: 3.5%
  • Signed Contract : 5/9/2016
  • Loan Application Submitted: 5/9/2016
  • Loan Approved: 6/2/2016
  • Commitment Letter Received: 6/8/2016
  • Appraisal Completed: 7/6/2016
  • Construction Project Approval: 7/19/2016
  • Clear to Close: 7/20/2016
  • Closing Date: 7/28/2016
  • Closed On: 7/28/2016
Message 18 of 50
w121jld
Contributor

Re: July 2016 Closers

Has anyone had their khan officer to call and verify funds?
Message 19 of 50
w121jld
Contributor

Re: July 2016 Closers

Call
Message 20 of 50
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