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Why are your scores low? If you have high credit card balances, pay them down significantly and your scores should go up. If you have a lot of lates, and other derogatory items, then clean those up. The cash on hand won't mean much unless you clean up your credit reports.
@foofighter74 wrote:Why are your scores low? If you have high credit card balances, pay them down significantly and your scores should go up. If you have a lot of lates, and other derogatory items, then clean those up. The cash on hand won't mean much unless you clean up your credit reports.
In some cases, borrowers with low scores and high amounts of cash can get a "hard money" loan from private investors... the trick is to find these types of lenders. You do end up paying higher rates.
Yes, that's true. And certainly an option.