It was with a lender but I didn’t rapid rescore but just followed what the simulator said to increase scores I had three trade lines and the lender was trying to make me pay for the rescore and it was only a week before my cards would report so I just chose to wait it out.
The rapid rescore is a valuable tool. I see an average of 2-4 points variance in results from the simulator to actual results. FYI, a borrower can NOT pay for this, the lender or LO have to cover the cost.
Mortgage Banker - Since 1988 offering FHA, VA, USDA, Conventional, Jumbo, Portfolio and Non-QM Loan Products. Licensed in AL, AR, AZ, CA, FL, GA, ID, IL, IA, IN, LA, MI, MO, MS, NC, NV, OH, OK, OR, SC, TN, TX, VA and WI.