Lenders that accept 55% DTI

[H-B]

FHA would be good option for you. The lender can run the file if its accept with higher dti and lender has no overlays you should be okay to proceed. 

[VALoanMaster]

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@HarjeetBhatti wrote:

FHA would be good option for you. The lender can run the file if its accept with higher dti and lender has no overlays you should be okay to proceed. 

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Um no, FHA would not be a good option. They are at 55% +/-  DTI on a VA loan without the monthly MI required on a FHA loan. Once you add the FHA MI, their DTI would exceed the FHA limit. 

[VALoanMaster]

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@Anonymous wrote:
Husband has a 55% DTI ratio. He has 1 debt an auto loan balance 48K with 744 payment. Literally bought it weeks ago. The day before we found out we'd have to look at buying.

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Hi Ashcurious,

I got your PM & I replied but I'm guessing you do not have the notification turned on that will email you when you get a message here.