Ok....I got in a wreck a couple of weeks ago and my car was totaled, sooo....I am going to have to get a new car. I went to my Credit Union and applied. Got the big fat NO! I had a bankruptcy that was discharged in Dec 02. She told me it had to be 5 years before they would approve anything. So...anyone have any other suggestions? Scores are probably low 600's minus the recent ding from Credit Union.