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Loan is in underwriting... will we get approved??

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Anonymous
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Re: Loan is in underwriting... will we get approved??

I am scheduled to close on Monday, March 8th. I too went FHA. My UW first conditioned my loan on January 20th. I continued to provide documentations alllllll the way up until 3-3, when, finally, everything was completed on my end.

 

I had to provide:

 

last 2 W2's, 2 year job and school history, last 2 bank statements, paper trail to 6 deposits on my account ranging from $85 to $600, gift letter, copies of all 23 savings bonds used as the gift, 24 month rent history, transcripts from college (no clue about this one other than I haven't been out of school 2+ years), letter of explaination of deposits i provided paper trail, letter of explaination for work and school history, documentation of my name change, proof of student loan deferment,

 

there are a few others as well, but this is all I can think of right now. I provided documents 6 or 7 times. Don't get discouraged, just do what they say and as quickly as possible.

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