Re: Loan officer or mortgage broker - I need a hand holder!!!
I would say a mortgage broker is better as well but if you are looking at a new construction, it might be best to go to the builder's loan officer to take advantage of incentives like closing costs paid by builder. I am going through a loan officer now but talked to a couple of brokers to get the process going. My loan officer comes out to the model home to run credit and start the mortgage process. It was nice to have a person to talk to face to face over cookies about the loan process. I wasn't expecting that.
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