After getting our scores, it is noted that we are 5 and points away from our goal. After speaking with our LO today, we were told we may go ahead and start looking for a home. We are going VA. Problem 1: we have found several properties, that we have followed over the year and they have decreased greatly. (FORECLOSED OF COURSE). Secondly, these properties (SOME) needs work ie., new carpet, paint, some major and minor repairs. Lastly, we have found properties that have been foreclosed by the builder and says bring your builder. What is the PROS AND CONS going the latter route?