90 days is a very long time for closing - unless the house isn't ready.
30 days is typical IME. If your local lenders are taking 90 days, then use an online lender (not Quicken though)
Ours was mostly online although the Company has numerous physical location throughout the State including where the property is location and where we currently lived.
We shopped various lenders before selecting the right one.
It was nice to walk in and interact with a person every few weeks. Even if it was just dropping off coffee.
I would like the name of that online lender.... I will be starting the loan process in about 4-5 months and I am currently in search of a lender. Thanks