1. Mortgage Credit Scores: 622(EQ) 631(TU) 671 (EX) (12/08/15) but from then I have gotten 1 late removed(student loan from a private school), had 4 collections now at 2, 2 on EX, 1 on TU, 0 on EQ. Also have new credit cards
2. Credit Negatives:
Late car payments,
late credit card payment( has been 17 months since I been late)
2 collections both show closed and late due to remove (10/17)
3. Gross Income. tax return: 21K
4. Source of income. regular employment
5. Monthly debt payments.
student loans: 0
3 credit cards: 215
Car note:316
Installment loan: 97
Total:1878
6. Employment (for those who are employed).
Type of employment: full time Nursing Assistant
How long: 2 years 4 months
How long have you been in the industry/career field: 5 years
7. Assets/Reserves. Will have 10k
8. Location: Louisiana
9. Property Description: Single family house
10. Property Value. 180,000
11. Occupancy. Primary residence
12. Transaction Type. Purchase