@User470766 wrote:
My current salary is 55K a year and Im looking to close on a 261K home this december with a middle of Fico of 622. By the time my closing comes around for December FICO should be at least 650-670 as I have paid my balances below 15%. This is an FHA loan with the current preapproval of 3.86 APR and $9100 down payment. All this was possible with a mortage broker.
That is awesome! Can I ask you what your DTI is? That seems to be one my hurdles along with down payment.
Thank yoU!
