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Yep. It is a jumbo, lower credit (fell to a 665 since starting the build) and it is a 100% loan
Jumbo is just any loan over 417K. I had dreams of a 3.5% rate, but just don't have the down payment. I have already had the conversation with my LO about what would be needed to refi.. I am told that as soon as I reach 97% he can get me into a 3.X rate. Our zip has appreciated 10% in the past year and Our community has already gone up (our house would be 36K more if we were to put a contract on it now), but I don't know how that translates to appreciation. I am actually hoping to have the 13K appreciation in 6mos.
Congrats to ALL the May closers.
Way to go!
Qtcbcute- Where do you live that you can get over 4,000 sq ft. for under $300K? Wow!! That is impressive!
Purchase Price: $179,900
Property: SFH 1900 sq ft
Submitted Offer on: 04/27/2013
Signed Purchased Contract on : 04/28/2013
Type of Loan: 30 Yr Fixed
Loan Rate: 3.25%
Pre-approved: 12/28/2013
Loan Application submitted: 05/01/2013
Loan Approved w/Conditions:
Final Approval:
Appraisal Ordered:05/02/2013
Termite Inspection: need to order
Closing Date: 5/31/13
Fun thread...good luck everyone!