cancel
Showing results for 
Search instead for 
Did you mean: 

Medical Collections Notice while in the Homebuying process

tag
niquieg
New Contributor

Medical Collections Notice while in the Homebuying process

Good Morning, I am seeking guidance and advice on how to proceed with a collection notice I received.

 

I am in the process of purchasing a home through the Rural Development 502 Direct Loam program, I have received my eligibility notice and have all requested information excluding 1 contractors estimate.

 

I got the collections letter over the weekend from my parent's house, it was for service rendered earlier this year at an out of state facility, a few days prior to receiving the notice I mailed a check to the facility which as of this morning hasn't been cashed. How exactly do I proceed; this collections item has not hit my credit report as of this morning, and I would like for it stay clear of my reports while i'm in the middle of this process

Bank of America $5000/ Alliant Credit Union $2000/ Amazon Chase $2000/ Capital One $1600/ First Premier $475
Message 1 of 3
2 REPLIES 2
Panamanian
Valued Member

Re: Medical Collections Notice while in the Homebuying process

Give it a few more days....then call them up. If you decide to resend another check send it certified return delivery.and.....do a stop payment on the one that hadn't arrived....
03/13 Walmart $300 graduated to $800 on 07/13 then $1100 on 11/09; 03/13 Amazon Store $700 graduated to $800 06/13....graduated to 1700 10/13; 04/13 VS $250, 12//12 Cap1 Secure $200 graduated to $300 05/13, 03/13 Cap1 $500 graduated to $1500 07/13.
Current: Lender pulled Transunion 630 Myfico Exfax 630, Experian 630 09/13

New Goal: 675-700 by Jan 2014.
Hoping to close 12/03/13.
Message 2 of 3
niquieg
New Contributor

Re: Medical Collections Notice while in the Homebuying process

Thank you

Bank of America $5000/ Alliant Credit Union $2000/ Amazon Chase $2000/ Capital One $1600/ First Premier $475
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.