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Met with mortage company today to start process ( first meeting ) and things looked pretty well, printed out a GFE after pulling credit file..for 225k @ 5.5% for a USDA Guaranteed Loan
My questions: she mentioned it was a 40 day rate lock or something around those lines...
when does that 40 days start?
Anyhow I still have to bring some documents in this week ( w2, tax papers, bank statements )
when do you sign the GFE? after getting the preapproval? or after picking out an actual house that you intend to purchase?
Thanks
I
40 days starts when you lock. you can float for as long as you want..... cant lock without property
AFTER you are under ontract, you will sign ap, disclosures(including gfe)