Mortgage FICO 5

[PlumberChk]

FICO 8 is 680

FICO 5 is 585

I have taken FICO 8 from 565 to 680 in 60 days by disputing and reducing credit card usage to 5%.

When will the Mortgage score update/improve?

[JVille]

Do you still have "Open" disputes showing on your credit report? If you do your credit scores are not accurate and a lender will require all disputes and verbiage to be remove. FTI the dispute causes the scoring system to disregard that entire trade line and can allow your score to "Falsely" be higher even though the info while disputed may still be correct. Example you dispute a 30 day late that was in fact late but you are asking them to forgive your goof. They of course say No, dispute denied.

[vertekal]

Are you paying monthly for the MyFICO reports and scores? Depending on which product you're paying for, the mortgage scores either update every month, or every 3 months. 

FICO 8 scores update randomly, when something changes.