Mortgage Situation

[Anonymous]

My wife and I are looking for our first home. My score is 610, hers is 760. Our combined income is about $117,000. My salary is $1,500 more than my wifes. Are we going to have a hard time getting approved with my lower score and slightly higher income?

[Tuscani]

I would try and get your score up 30-50 pts.

Have you read the Scoring 101 thread?

[Anonymous]

Do you do your taxes joint?

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davej9500 wrote:

My wife and I are looking for our first home. My score is 610, hers is 760. Our combined income is about $117,000. My salary is $1,500 more than my wifes. Are we going to have a hard time getting approved with my lower score and slightly higher income?

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[Anonymous]

Mortgage Guy, We just got married- so the taxes have been individual.