I am looking to purchase a home within the next 5 months, I am 21 years old, the only debt I have is $1000 credit card debt witch I pay 3x the minimum amount monthly off. I currently landed a job making 45000 in Oklahoma. I don't have alot of credit history but I do not deliquincies. Most all of my credit scores are inthe 690's. Since I have never had a "loan" on something I'm worrying that I may not be able to get a mortgage. I would have 3.5% for a FHA loan. Any advice or help would be appreciated.
