Hi, all. I am preparing to apply for a mortgage. At the time of application, I will have the following number of inquiries:
- 0 within past 6 months
- 11 within past 12 months
- 20 within past 24 months
How will these recent inquiries affect my application? Will the banks focus on the past 6 months only, or will they look back further?
For context, my mortgage FICO are in the mid-to-high 700s, with no derogatory information.