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Mortgage loans for under 580

CreditHelp_123
New Contributor

Re: Mortgage loans for under 580

Would love the info as well. My mid mortgage score is currently 600.....waiting for some stuff to update on my reports so hope that helps too 

Message 21 of 218
MSeay
New Member

Re: Mortgage loans for under 580

Would love information as well. Mid score currently at 639. 

Message 22 of 218
Cruk545
New Visitor

Re: Mortgage loans for under 580

I was wondering if I could please get the list of lenders for below 580?  I appreciate it!

Message 23 of 218
CreditHelp_123
New Contributor

Re: Mortgage loans for under 580

Hi @VALoanMaster or any others, I see your advice a lot on the forum and was wondering if you don't mind chiming in on if this is still feasible during this time where mortgage score requirements have tightened. Thank you!

Message 24 of 218
VALoanMaster
Valued Contributor

Re: Mortgage loans for under 580


@CreditHelp_123 wrote:

Hi @VALoanMaster or any others, I see your advice a lot on the forum and was wondering if you don't mind chiming in on if this is still feasible during this time where mortgage score requirements have tightened. Thank you!


Hi @CreditHelp_123 ,

 

There are still some options for scores down to a 580 but it's pretty limited & the investor requires that you have an approval through an automated underwriting system.

As far as I know, there is only one investor still doing sub 580 scores.

I always look for rapid re-scoring options to make sure we have more options.

VA Mortgage Expert. Mortgage Banker lending in All 50 States.
VA, FHA, USDA. Jumbo, Conventional.
CAIVRS Expert.
Message 25 of 218
CreditHelp_123
New Contributor

Re: Mortgage loans for under 580

Hi @VALoanMaster do you mind sending me the info? Would also like advice with the re-scoring and questions on a new construction mortgage. If you don't mind me pm'ing you with my questions. Thank you!

Message 26 of 218
numba1fan
Regular Contributor

Re: Mortgage loans for under 580

If anyone could help me with this, I would appreciate it. I am in the low 6's, but still need any info on loan lenders.









Message 27 of 218
Cruk545
New Visitor

Re: Mortgage loans for under 580

Could you pm the lender info. It would be for a va loan if that matters. 

Message 28 of 218
VALoanMaster
Valued Contributor

Re: Mortgage loans for under 580


@MSeay wrote:

Would love information as well. Mid score currently at 639. 


Hi @MSeay ,

 

Pm sent

VA Mortgage Expert. Mortgage Banker lending in All 50 States.
VA, FHA, USDA. Jumbo, Conventional.
CAIVRS Expert.
Message 29 of 218
VALoanMaster
Valued Contributor

Re: Mortgage loans for under 580


@CreditHelp_123 wrote:

Hi @VALoanMaster do you mind sending me the info? Would also like advice with the re-scoring and questions on a new construction mortgage. If you don't mind me pm'ing you with my questions. Thank you!


Hi @CreditHelp_123 ,

 

Pm sent.

VA Mortgage Expert. Mortgage Banker lending in All 50 States.
VA, FHA, USDA. Jumbo, Conventional.
CAIVRS Expert.
Message 30 of 218
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