If it is truly a one time closing you should not have to qualify again but I would clarify with your lender everyone’s product varies a bit. The lender I used had two options a 10 month construction line to build that I would then have to roll into permanent financing after construction Having to qualify again (2 time close) and a loan where I closed once and have a construction line to build and it would just convert to my permanent mortgage (1 time close)
