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Mortgage question

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Regular Contributor

Mortgage question

Just wondering what happens  if you've paid electric and cable bills late over the last year.  Will a loan application be denied because of it?

Mortgage:

Auto Loan:

Credit Cards:
Message 1 of 5
4 REPLIES 4
Regular Contributor

Re: Mortgage question

The only utility bill that shows up on my CR is Nicor Gar, the others don't show at all unless they go into collections. 

FICO Scores - As of Jan 2015

EQ - 632
TU - 648
EX - 649

Started at - EQ 565, TU 563, EX 561 in September 2014
Message 2 of 5
Regular Contributor

Re: Mortgage question

They don't show up but I thought they also used them as verification? Thanks for the response.

Mortgage:

Auto Loan:

Credit Cards:
Message 3 of 5
Established Contributor

Re: Mortgage question

No they don't, unless you don't have any credit and are attempting to get alternate credit approval.

I never pay my cable bill on time... Smiley Happy
Message 4 of 5
Regular Contributor

Re: Mortgage question

That makes me feel better. Thanks.
Mortgage:

Auto Loan:

Credit Cards:
Message 5 of 5
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