It is very common for the mortgage statement to show up like that. Your loan officer/processor should know better. They order the VOM at it verifies you're on time. And then they should know to order a credit supplement will will further verify everything to suffice for underwriting. My suggestion is that you write a letter of explanation explaining what you explained above, hand sign and date it.
When it comes to the deferral, you might want to speak directly to your loan officer in detail about it to see what information is needed for underwriting.