Should a mortgage IIB be showing under negative accounts with the payment history (full of lates) showing on a CR? I cleaned up my CR. Working on hubby's now. I understand it being under negative accounts, but I thought if something was IIB the payments weren't supposed to show.
Late payments before the BK was filed can remain, and the loan should be marked IIB. There shouldn't be late payments showing after the BK filing.