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Mortgage with CU easier to qualify?

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ZAXsmf
Established Member

Mortgage with CU easier to qualify?

Just wondering is it easier to qualify for mortgage with the the CU? I have had good luck with CC and car loans. The website says they partner with CU member mortgage. Not sure if all the underwriting is outsourced to them.

Starting myFICO 485 12/12
Current my FICO 653.
Mid score from mortgage app 690
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JM-AM
Valued Contributor

Re: Mortgage with CU easier to qualify?

CU are great for personal installment loans and CC's, i am a firm believer in that.

When it comes to home purchase loans well I have a different intake on that. Most CU LO's are more of an order taker. So depending on your situation it may or may not be an issue.
Good Luck
May all your dreams and wishes become a reality!
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