25 inquiries - as stated in the other thread, just state if you got credit as a result or not, and if the new account is on your report already or not. I hope you included these in your list of liabilities.
Names - State whatever is true; keep it simple. Ex. 'My maiden name is Kalpernia.' 'I don't recognize and have never gone by this name.' 'This is my mother's name.' 'This was my name from my previous marriage(s).'
Addresses - State whatever is true; keep it simple. I had address variations pop up on my credit report, so I just said I never lived there, and it was fine. Ex. 'I live at 123 Any Street from 2005-2010.' 'I have never lived at 123 Anyy Street.'
Lenders have to have this information to 1. check for inconsistencies and undisclosed liabilities and 2. have record so the file is easily explainable to an investor buying it. They aren't looking for a book, just a simple, believable explanation. As long as you aren't hiding anything like debt under an old name, you will be fine.
