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Just got my TU quarterly monitoring update.....and my TU is now 669! My EQ right now is 649 but should go up as soon as it updates to get the 2 CAs off (any day now).
So right now my mid-score is either 649 or 669......so excited!!
UPDATE:
I just pulled my TU (last CA dropped off last night due to reporting time limit expiring). It is now 672. While it "only" raised 3 points for my last CA coming off that doesn't bother me anymore - after all....an increase is an increase right!?
Eh no matter, I'm over 670 and excited about that!
SOOOOOO my midscore "could" be 672 oh I would love that. LOL
Now....waiting on EQ to drop the last two.
@MovingForward_2012 wrote:
Congrats!!! Can't wait to see what the boost will be when those 2 CAs come off. :-)
You and me both!
And I am NOT a patient person by nature haha. I need to app for some CCs to get the credit mix going and I've been waiting until those CAs come off so I have a cleaner report/better chance of approval and decent limit. Tick tock tick tock LOL
Oh yeah...oh yeah...happy dance, one score is over 670 (for now...apping for a CC or two this weekend!)
Edited OP with all the details
Are you in the process of buying a home or will be soon? Is so, why apply for credit cards or anything else right now?
@Mike_B03 wrote:Are you in the process of buying a home or will be soon? Is so, why apply for credit cards or anything else right now?
I'm not in the process at the moment but do want to buy by the end of summer, end of the year at the latest.
The reason I would be app'ing for credit cards is because I don't have any currently and I've read on here multiple times (as well as was told by my CU) that you need to have them for the credit mix and to show payment history etc.
:-)