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Whats up everyone ?
On May 12 my Fiance and I were pre approved for a 300k home loan via FHA at 3.7% fixed interest rate and 3.5k down payment. We were also approved for a MA Housing loan at 275k with no PMI at 4.1% fixed and a 3% downpayment.
6/7/12: Put an offer on a Home that we really loved after looking for almost 1 month
6/8/12: Offer was Accepted by seller and agreement signed. (paper work started to get the closing started)
6/14/12: Home inspection booked for 6/14/12 ...we'll wait and see what happens.
What term on the loan? Any points being paid to you? What lender? Good luck!
congrats, not bad terms (assume 30 year?)!!
My wife and I are workin on the pre-approval right now on a $500k loan. Thought this would go more smoothly, but her self-employment is making it really difficult !
@frio wrote:Whats up everyone ?
On May 12 my Fiance and I were pre approved for a 300k home loan via FHA at 3.7% fixed interest rate and 3.5k down payment. We were also approved for a MA Housing loan at 275k with no PMI at 4.1% fixed and a 3% downpayment.
6/7/12: Put an offer on a Home that we really loved after looking for almost 1 month
6/8/12: Offer was Accepted by seller and agreement signed. (paper work started to get the closing started)
6/14/12: Home inspection booked for 6/14/12 ...we'll wait and see what happens.
First: Congratulations!!! I am looking for a home loan around 250-300,000 and if you don't mind sharing what annual income equal to and did you guys have any derogatories on you credit report. I am just trying to get an idea of qualifying factors. Thanks!
@kingmidas wrote:
@frio wrote:Whats up everyone ?
On May 12 my Fiance and I were pre approved for a 300k home loan via FHA at 3.7% fixed interest rate and 3.5k down payment. We were also approved for a MA Housing loan at 275k with no PMI at 4.1% fixed and a 3% downpayment.
6/7/12: Put an offer on a Home that we really loved after looking for almost 1 month
6/8/12: Offer was Accepted by seller and agreement signed. (paper work started to get the closing started)
6/14/12: Home inspection booked for 6/14/12 ...we'll wait and see what happens.
First: Congratulations!!! I am looking for a home loan around 250-300,000 and if you don't mind sharing what annual income equal to and did you guys have any derogatories on you credit report. I am just trying to get an idea of qualifying factors. Thanks!
Thank You All, My fingers are crossed, we should have all our paper work submitted end of this week. First to answer some questions. It is a 30 yr loan we make about 95-100k yearly combined. My mid score was 695 and she is a 760 accross the board. No derogs at all. I have a judgement that is satisfied.