I have seen some mention of NACA mortgages on this site. I was wondering if they are a reputable organization. Could anyone shed any light on them for me. They have a workshop here in Greenville this Saturday that I was thinking about attending.
NACA is in fact the nation's largest non-profit, HUD certified housing counseling and advocacy agency. Our Purchase Program has helped more than 35,000 families bcome homeowners across the country.
We don't promise that the program is fast or easy, so if you aren't ready to put in some work, make sure every "i" is dotted and "t" is crossed, it may not be for you. However, if you are willing to put in the time and effort that it may take to get qualified, you will be rewarded with a fair, fixed below-market rate, genuinely affordable mortgage. The NACA program is always more than worth the effort.
You will learn a great deal about the program and how it works at the workshop, so I strongly urge you to attend. We wish you the best on your journey to home ownership!
Do your own research. Speak to others about their experiences and how long the process took for them. Generally, if it sounds too good to be true it likely is or it comes with some serious headaches.