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NFCU HBC PreApproval Process One day?

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Anonymous
Not applicable

Re: NFCU HBC PreApproval Process One day?

Hello-

He did not answer any of my questions. The "implied" answer is that all of the docuementation I provided is sufficient to move to the next step. All of my communication with the loan officer to date has been "limited" only requesting additional docs and not answering any questions.

Message 11 of 21
VALoanMaster
Valued Contributor

Re: NFCU HBC PreApproval Process One day?


@Anonymous wrote:

Hello-

He did not answer any of my questions. The "implied" answer is that all of the docuementation I provided is sufficient to move to the next step. All of my communication with the loan officer to date has been "limited" only requesting additional docs and not answering any questions.


Doesn't this bother you?

VA Mortgage Expert. Mortgage Banker lending in All 50 States.
VA, FHA, USDA. Jumbo, Conventional.
CAIVRS Expert.
Message 12 of 21
JVille
Valued Contributor

Re: NFCU HBC PreApproval Process One day?

How long did they say when you got started?
Message 13 of 21
Anonymous
Not applicable

Re: NFCU HBC PreApproval Process One day?

The person before the loan officer said 5 business days. This was the person who did "intake" for the loan application. 

Message 14 of 21
Anonymous
Not applicable

Re: NFCU HBC PreApproval Process One day?

UPDATE 12/11/17 PreApproval Letter received

Message 15 of 21
cammyspot
Valued Member

Re: NFCU HBC PreApproval Process One day?

 I want to take this route too in a few months. Did you get the amount you requested? 

Starting Score: Jun 2012 TU 564 FAKO

Current Score:10/25/17 Fico 08 EQ 673, TU 647, EX 671

First Goal: 700's across the board

Message 16 of 21
Anonymous
Not applicable

Re: NFCU HBC PreApproval Process One day?

Yep! I was approved for that exact amount.
Good luck to you!
Message 17 of 21
woodsie1
Regular Contributor

Re: NFCU HBC PreApproval Process One day?

I'm sorry that your loan officer hasn't been the greatest with communication. My NFCU loan officer was so helpful and was always willing to answer all of my questions.
Starting scores TU: 537 EQ: 571 Current Scores 8/2015 TU:641 EQ: 641EX: 643
4000 3600 30006200 VS: 2450 NY&CO: 2320

Message 18 of 21
cammyspot
Valued Member

Re: NFCU HBC PreApproval Process One day?

Awesome, thanks!

Starting Score: Jun 2012 TU 564 FAKO

Current Score:10/25/17 Fico 08 EQ 673, TU 647, EX 671

First Goal: 700's across the board

Message 19 of 21
Anonymous
Not applicable

Re: NFCU HBC PreApproval Process One day?

Just curious if you know what they look for in the credit committee for the pre-approval. I just got a pre-qualification letter and will be turning in documents for the pre-approval. I dont want my pre-qualification to fall through.
Message 20 of 21
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