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NFCU Home buyer choice App in review for 1 week - need advice.

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Anonymous
Not applicable

NFCU Home buyer choice App in review for 1 week - need advice.

Hello, 

 

my wife and I submitted a NFCU homebuyer choice loan last Tuesday and still in review status. They did adjust the amount to a higher one but still no decision has been made. I've called twice and they tell me it's still in review pending a decision from a MLO. 

it's a primary res purchase so I imagine it wouldn't take too much longer. Any advice on the situation thanks! 

I will be updating with data points once I know more info thank you

Message 1 of 4
3 REPLIES 3
Harmony12
Frequent Contributor

Re: NFCU Home buyer choice App in review for 1 week - need advice.

@Anonymous @Any update with NFCU?

Starting CK FAKOS 6/28/2018
TU 503
EQ 498
Discover EX 537

FICO 8
7/7/18 05/24/21
EQ 557 701
TU 566 715
EX 514 711

Mortgage Scores FICO 5,4,2
7/7/18 05/24/21
EQ 494 685
TU 480 703
EX 479 693

Goal Score 720
Message 2 of 4
terren2000
Regular Contributor

Re: NFCU Home buyer choice App in review for 1 week - need advice.

Yes, the initial application took a while to get in rolling.  But once you get past that, communication with my LO has been easy.  She responds quickly,, and I have her cell number.

 

 

Equifax - 789 Experian - 747 (Fako) Transunion - 715


Starting Score: 620
Current Score: 789
Goal Score: 800


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Message 3 of 4
Anonymous
Not applicable

Re: NFCU Home buyer choice App in review for 1 week - need advice.

Could you provide the data points on what rates they approve for the homebuyer choice loan and credit scores?

Message 4 of 4
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