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Is it possible to have someone on the deed of a new home purchase and not the loan if you are not married?
@plewis80 wrote:Is it possible to have someone on the deed of a new home purchase and not the loan if you are not married?
Anyone can be added to the deed of a home - father, mother, child, fiance/e, trusted mechanic. I'm not certain whether they can be put on the deed at the time of purchase, but they can be added to the deed after the fact.
Keep in mind that having other parties on the deed creates a little more work when it comes to refinancing or obtaining a home equity loan. In order to make these financial moves, all persons on the deed have to agree to the transaction. For example, if you want to take out a home equity loan to pay for college but someone else on the deed thinks that this is an inappropriate use the home's equity, then I don't think it can be done.