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I'm considering apply for a mortgage at Navy Fed. I've call twice to ask if they use FICO 5 mortgage scores. Both reps stated regular scores are used. I'm skeptical of this. I thought all mortgage lenders used the middle mortgage score.
Does anyone know of this to be true?
What did the rep mean by "regular score"? 2/4/5 are the regular mortgage scores.
@Slabenstein wrote:What did the rep mean by "regular score"? 2/4/5 are the regular mortgage scores.
+1 EX2/TU4/EQ5 are the "regular scores" for mortgages.
Also in my experience, most front line CSR have no idea about anything credit related, they only "know" what is on their script.
I too agree the reps have no clue about the score versions. Not sure what they meant by "regular scores". I'm going to assume they will use the middle of the mortgage scores.