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Navy Federal Credit Union minimum FICO score for mortgage

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Reachingfor800
New Member

Re: Navy Federal Credit Union minimum FICO score for mortgage


@esme wrote:
  • 1.75% funding fee - cannot be rolled into mortgage
  • Their policy on this has changed. According to their website, the funding fee may now be financed into the loan up to a maximum of 101.75% LTV.


  • 1.00% loan origination fee

  • Per their website, the origination fee may be waived for a 0.25% increase in the interest rate.

    I got the information from: https://www.navyfederal.org/assets/rates/view-all.php

    Starting Scores: TU 596 (Credit Karma) / EX 615 (Credit Sesame) / EQ ??? (6/4/13)
    Current Scores (Lender): TU 580 / EX 605 / EQ 593 (11/25/13)
    Goal Score: 700


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