I agree with the others pay down the CC to less than 10% util. How old is the 120 day late?
I applied for a home equity loan and i my middle score is 552. I need a 560 to quaify for this non-occupied home loan. I need about 8 points. I have 4 cars paid off with no late payments. 2 carpayments now with no late payments. i have a CC with 120 days past due and is current with a 500 credit limit and have 480 used. i have 2 checks from 2001 and is coming off in 1/08. i need 8 points for experian. anyone have any suggestions for a quick 8 points? I need this loan ASAP.ThanksStang
crivas21 wrote:can someone tell me what is a non-occupied loan? thanks!